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We at ePayLater have come up with an innovative solution to help you transact on credit anytime, anywhere!

For the first time, digital credit is made possible using the BHIM UPI railroad. This means you can now use your ePayLater credit on any portal where UPI is accepted, bringing in the fastest way to transact on credit.


Wondering what’s new?

Anytime, Anywhere Credit

Use ePayLater on a wider set of ever growing merchants.




Exciting Cashbacks

Avail exciting cashbacks on every purchase using ePayLater UPI.




Rewards Program

Earn reward points on every ePayLater UPI transaction redeemable on repayment.


Where to use ePayLater UPI?

You can shop from our list of ever-growing merchants to enjoy the freedom of anytime anywhere shopping. You can now use ePayLater UPI to transact on 1mg, Amazon, Cleartrip, Clovia, Coolwinks, FirstCry, Flipkart, Freshmenu, Goibibo, Grofers, Healthkart, Jabong, MakeMyTrip, Myntra, Pharmeasy, Ticketgoose, Treebo, Uber and Urbanladder. The list is expected to grow bigger in the coming days. Stay tuned!



How to setup ePayLater UPI?


How to use UPI on ePayLater



Download the App to Setup UPI!


Here is a simple step-by-step video to help you create your UPI handle and use it to make payments.


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Categories: AnnouncementsHow-tos


Krishna Kanth · October 12, 2018 at 10:26 am

When can be iOS app will be released

    ePayLater · October 15, 2018 at 11:27 am

    Hi Krishna

    We are close to launching the ePayLater app for iOS. You will hear from us as and when it is rolled out. Thank you for your patience.

    Team ePayLater

    Rupesh Sharma · February 25, 2019 at 8:43 am

    Mera epayletar chalu kijiye

DULAL MUKHERJEE · October 12, 2018 at 11:17 pm

Credit card possible

Pradeep · October 16, 2018 at 8:30 pm

Thanks for providing digital Cc please increase merchants also Enable international transactions

Anil vishwakarma · October 30, 2018 at 10:12 am

Why i am not received any credit amount it showing 00 then how i will use it

    ePayLater · November 26, 2018 at 12:05 pm

    Hi Anil

    We are sorry that you did not receive a spending limit. This is probably due to a failure in one of the multiple checks that we do during account creation. These checks are not solely based on your creditworthiness and a zero limit does not reflect our assessment of your creditworthiness. We review limits from time to time and would intimate you in case your limit is revised.

    Team ePayLater

Jaya Shankar Singh · January 10, 2019 at 2:23 am

I don’t see any UPI option on updated app

    ePayLater · January 14, 2019 at 2:27 pm

    Hi Jaya,

    ePayLater UPI option is being rolled out in a phased manner and we expand the list of customers that see ePayLater UPI option on a regular basis. As soon as the feature is available for you, you will hear from us. Thank you for reaching out to us.

    Team ePayLater

Shubham Trivedi · January 17, 2019 at 7:04 pm

Can we expect EMI from Epaylater?

Santosh kumar patel · February 12, 2019 at 8:13 pm

Parsnol loan

Bhanu sen · February 18, 2019 at 2:57 am

It was contest in blog

SUMIT GOSWAMI · March 11, 2019 at 10:51 pm


SARASWATHI S Ganiga · March 30, 2019 at 8:05 pm

It want loan 20000

Saiahiva · April 2, 2019 at 2:18 pm

Can’t create epaylater upi

    ePayLater · April 4, 2019 at 6:42 pm

    Hi Saiahiva

    Please reach out to us at support@epaylater.in with your registered details and we will be happy to assist you.

    Team ePayLater

Archana Yadav · April 17, 2019 at 2:00 am

I ordered a product by ePayLater UPI option. Then I paid my dues on time. After that I have cancelled my order, then why refund was credited a rewards point. When I have already paid my dues, then if I cancelled the order then epaylater need to refund it in bank account.

    ePayLater · April 22, 2019 at 11:24 am

    Hi Archana

    Please reach out to us at support@epaylater.in with your registered details and we will be happy to assist you.

    Team ePayLater

Prem kumar mahto · April 23, 2019 at 10:10 pm

Hamare epayleter chalu ho gya hai balence 000 dikha raha hai

    ePayLater · April 24, 2019 at 11:29 am

    Hi Prem,

    Thank you for your query. We at ePayLater strive to allow access to our services to as many customers as possible but may not be able to do so in some cases due to limited availability of data we have on you.
    While we may not be able to approve your credit limit today there are chances that we may automatically do so in the future. In such a case you will hear back from us. However, we encourage you to drop in a mail at support@epaylater.in.

    Team ePayLater

Mayank · April 26, 2019 at 12:26 pm

I am using epaylater from last 1year but i didn’t get upi option, please enable the same for my account.

    ePayLater · April 29, 2019 at 10:57 am

    Hi Mayank

    Please reach out to us at support@epaylater.in with your registered email id. We will be happy to assist you.

    Team ePayLater

Gaurav · May 2, 2019 at 10:31 pm

Mera epay limit dalo

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