Here’s an exciting news for ICICI customers!

ICICI Bank, in conjunction with ePayLater, will now offer short-term, interest-free credit to its customers. If you are an ICICI customer you can now avail interest-free digital credit up to Rs 20000 for a period of 30-days. Yes, that’s right.. 30days! With this, ICICI Bank will be introducing the Book Now Pay Later option to its customers. You can use this credit for booking trains, flights and hotels on IRCTC as well as IRCTC Tourism. 

All you have to do is link your ICICI Bank account with ePayLater to enjoy this credit term. Registering with ePayLater is easy. Click here to begin!


1. Just enter your mobile number and email id and check the checkbox confirming that you are an ICICI customer. 

Verify your mobile number and email id using OTP.

enter mobile and email

enter email and mobile otp


2.  Confirm your product selection and verify using ICICI-Net Banking.

confirm product selectionnet banking auth


3.  Enter the IRCTC user ID and that’s it!

enter irctc user id page

profile page


ePayLater offered in association with ICICI Bank will be a digital credit card with instant activation. There is no requirement for submission of documents or branch visit, and the entire activation process is fully online. You will no longer need to stand in queues or wait for weeks to have your credit approvedICICI Bank customers will be able to use this method to avail easy online credit for booking trains, flights and hotels on IRCTC and IRCTC Tourism.

ICICI exclusive benefits

The transactions done through ePayLater can be completed in less than two seconds and you can pay later anytime within 30 days at 0% interest rate!

Sign Up with ePayLater today and experience true convenience!



Roshan Kumar · July 20, 2018 at 5:07 pm

I am already customer of epaylater and how to verify net banking now

    ePayLater · July 23, 2018 at 4:01 pm

    Hi Roshan

    We are close to launching this functionality. Since you are already an existing customer of ePayLater, as of now you will not be able to link your ICICI bank account. However, in the future when this is feasible you will hear from us.

    Team ePayLater

Manish Naver · July 27, 2018 at 12:08 am

when will i able to use upa facility providing epaylater

Anand · September 3, 2018 at 6:29 pm

Hi I’m anand I have a Account with our epaylater ur sanction 4500 Rupees limit but I’m not able to login my account.how can I use ur services.its real company or facke company.

    ePayLater · September 4, 2018 at 5:35 pm

    Hi Anand,

    This is certainly not the experience we want you to have. Please let us know your concerns by writing to us at support@epaylater.in with your registered details. We will try our best to resolve this.

    Team ePayLater

Ashwin · December 6, 2018 at 2:35 pm


Chinna · December 8, 2018 at 3:48 pm

What is the minimum due for paylater option.

    ePayLater · December 10, 2018 at 2:28 pm

    Hi Chinna

    For the transactions done through ePayLater, you will have to pay the whole amount due within 14 days from the date of the specific transaction. No interest will be charged for this 14 day period. However, if you are an ICICI customer, you can signup to ePaylater using your ICICI Net Banking and avail a repayment period of 30 days at 0% interest. Hope this answers your question.

    Team ePayLater

Saravana · December 27, 2018 at 7:23 pm

Is there any emi option on this Paylater

    ePayLater · December 28, 2018 at 10:59 am

    Hi Saravana

    As of now, there is no EMI option to pay back. You have to pay back anytime in 14 days (which will be 30 days in case of ICICI Bank customers) from the date of the transaction. As you pay back your credit limit will get restored which you can use for further transactions.

    Team ePayLater

RAVINDRA · December 30, 2018 at 5:25 pm

Can I link to e pay later account to ICICI pay later account

    ePayLater · January 14, 2019 at 2:50 pm

    Hi Ravindra

    As of now, there is no option to combine your ePayLater account and ICICI Pay Later account. For now, if you are an existing ICICI customer you can signup to ePayLater using your ICICI net banking account and avail an increased credit term of 30 days. Thank you for reaching out to us.

    Team ePayLater

Kamaljeet Singh · January 7, 2019 at 9:37 am

Can I Pay my Credit card bill through Paylater?

    ePayLater · January 14, 2019 at 1:25 pm

    Hi Kamaljeet

    There is no option of paying your credit card bill through ePayLater. However, you can use it to pay for other utility bills such as mobile, DTH, electricity etc. Click here for more information.

    Team ePayLater

Deepak · January 25, 2019 at 4:15 pm

Can i withdraw paylater amount and how?

    ePayLater · January 29, 2019 at 4:50 pm

    Hi Deepak,

    ePayLater credit can only be used to make merchant transactions. As of now, we do not have the provision to withdraw the credit limit.

    Team ePayLater

Vinod · February 6, 2019 at 4:36 pm

I think this amount will be transferred in my saving account n I can withdraw it.
I have ICICI credit card for e-Payments so I need not to ePayLater account. How can I close this account.

Avishek · March 10, 2019 at 5:43 am

please deactivate and delete my e pay later account

    ePayLater · March 14, 2019 at 12:20 pm

    Hi Avishek

    Please reach out to us at support@epaylater.in with your registered details and we will be happy to assist you.

    Team ePayLater

Ramniwas Choudhary · March 15, 2019 at 9:32 pm

Dear sir i can transfer money my Payleter account to saving account…..

Ankit Kumar Singh · April 7, 2019 at 2:46 pm

Any extra charge will be pay for pay latter or this is free of cost

    ePayLater · April 24, 2019 at 11:45 am

    Hi Ankit

    Thank you for your query. There is no fee charged on creating an ePayLater account.

    In case of failure to make a payment within 14 days (30 days in case of ICICI) a penal interest at the rate of 3% per month for the days that the amount stays overdue on a pro-rata basis. The rate is applicable for all merchants except PVR, where a flat Rs.20 penal charge is levied once a customer misses the due date.

    Hope this was helpful.

    Team ePayLater

yarragunta vamsi · April 30, 2019 at 10:28 am

i had a limit of 10000 on epay later when my limit will increase

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