Let us start with two questions- Imagine a day without your mobile phone? It seems almost IMPOSSIBLE! Now imagine a day without cash? It seems QUITE POSSIBLE! Till quite recently, cash played a very significant role in everyone’s life. However, that is not the case anymore. Yes, life without cash Read more…
We all know that credit is an important part of personal finance. You can read more about ‘Why you need to start using CREDIT in your finances‘. However, you may be still wondering, what are the best credit options available to me? Well, don’t worry! We have that covered, with Read more…
Do we really need credit at all? Can it help in managing one’s finances better? Let’s say your average earnings have stabilized and your yearly investments and tax-saving plans are all in place. Why then, you could ask, would there be any need for CREDIT in your personal finance? An Read more…
India is going digital. ‘Faceless, Paperless, Cashless’ is the professed goal of the Digital India program. However, to a user who is new to the world of online transactions, it may seem like a pandora’s box. With the surge in digital transactions, cases of cyber fraud are also on the Read more…
130 करोड़ से अधिक आबादी में से 10% से कम भारतीयों के पास फॉर्मल क्रेडिट की पहुंच है। यह विशाल वर्ग आज भी किसी प्रकार की बैंकिंग या क्रेडिट सेवा का लाभ नहीं उठा पा रहा है। अधिकांश के पास कोई क्रेडिट इतिहास नहीं है। पारंपरिक बैंकिंग जो कि लोन Read more…
Smart consumers are increasingly waking up to the fact that their online experience has to be more than just facing long-drawn payment processes and failed transactions. The old and traditional payment options like cash on delivery, net banking or the use of cards are making way for newer options like Buy Read more…
We at ePayLater have come up with an innovative solution to help you transact on credit anytime, anywhere! ePayLater has partnered with IDFC Bank to bring instant digital credit to individuals transacting online and offline, using BHIM UPI. For the first time, digital credit is made possible using the BHIM Read more…
Back in the day when online shopping first started gaining ground in India, customers loved it because of the choices and convenience it provided. However, soon they started facing problems at the payment gateways. The e-commerce platforms also started to feel the heat as the cart abandonment rate shot through Read more…