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Diwali is not only one of the biggest and the most celebrated festival in India but is also the most expensive one! A recent survey by ASSOCHAM estimated that this year the festive season is expected to be the busiest as Indian consumers are likely to spend up to Rs. 25,000 crore which is approximately Rs. 5000 crore higher than last year.

Well, that makes saving this Diwali an important task, doesn’t it?

It turns out that you can save as much as Rs 10,000 by following these simple steps to spend your money wisely and save more this Diwali 2018. So let’s cut to the chase and dive right in.

1. Stay away from malls, switch to online platforms instead

Malls generally charge more than what small markets do and also there is no scope of bargaining. You end up paying 2-3 times more during the pre-Diwali season if you shop from malls. The main reason to shop from e-commerce platforms such as Flipkart, Amazon, Myntra, Croma, Jabong and many more is because of the huge discounts and sales they run during the festive season. This step alone will help you save around 20-30% of your expenses.

2. Buy deals in bulk

The first rule of business is ‘Buy in Bulk‘. A lot of big and even smaller markets offer better discounts on products when bought in bulk. Follow this simple rule and you will be able to cut your costs in half and will have enough for gifting as well as personal consumption.

3. Plan your spending bucket wisely

Plan your spends beforehand and make a budget for everything you wish to spend on. Once you have the list made, you are all set to shop. Allocating budget will give you an idea of how much you need to spend on a particular item and you can bargain accordingly. On the contrary, if you don’t have a budget set and allocated beforehand, you will be tempted to impulse buy and spend a lot more.

4. Be a deal hacker

Diwali ushers a season of discounts so make sure you make the most of it!  Use smart payment modes like ePayLater UPI for additional offers. Believe us it works well and you can save up to 20-30% of your total expense. ePayLater’s instant credit helps you buy now and pay later while still availing the offer. This means that you will be actually paying much lesser after Diwali than what you will have to pay if you purchase then. Isn’t that great?

5. Don’t wait till the last moment

A big mistake that a lot of Indians make is that they end up spending more just because they put off their Diwali shopping till the last minute. A few days before Diwali, all the shopkeepers and even online platforms increase their prices looking at the huge demand. So a late buyer ends up paying 2-3 times more. Another benefit of buying early is that you can enjoy your Diwali day with your loved ones instead of haggling with shopkeepers.

 

All said and done, Diwali festivities are a once in a year thing. So if you’ve got an extra item on your list but not extra cash in your pocket, we’ve got you covered! ePayLater with its amazing Buy Now, Pay Later facility on fashion, electronics, gift cards, movies and food will add the much needed sparkle to your Diwali this year.

So, get set for your Diwali shopping on credit! Download the App today!

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Categories: e-CommerceHow-tos

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